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ABOUT US

REIM Capital is a specialist bridging lender to property investors across England & Wales.

What We Do

We offer a range of first & second charge bridging loans secured against real estate assets, residential, semi commercial & commercial types included. Each product is tailor-made to best fit our clients needs. We put a very strong focus on the speed of execution to allow our clients to seize their investment opportunities in a timely manner.

Our flexible bridging loan’s range between £250k & £15m. We are able to deliver an agreement in principle within 24 hours and credit backed terms in 48 hours. Our team is committed to making the lending journey as smooth as possible.

With a combined 75+ years of experience across property development, private banking, and credit, we are well placed to understand our clients’ bridging requirements.

Our Values

Client Orientated

At REIM we put a big importance on our client relationships and focus on delivering results. We are able to keep decision making in-house. You will be speaking directly with the decision makers.

Speed of Execution

We understand the precious value of time within the real estate industry. We aim to answer each fully executed application form within 48 hours and fund clients’ accounts within 10 working days. 

Fund Availability

We have multiple funding lines, including private funds and access to multiple debt funds. You can be assured there are no delays when the loan is drawn down.

Our Team

Kunal Vaitha

Principal

As an experienced private banker, Kunal was able to gain some unique experiences which included; raising capital from UHNW and institutional investors, investment advisory, leading sales strategies, and international client relationship management.

Combining his private banking and property expertise, Kunal put himself in a great position to co-found Reim Capital – an innovative and relationship-focused non-bank lender with a keen focus on reliability, speed, and flexibility. His knowledge and passion for UK property and lending have allowed him to help grow Reim Capital’s lending portfolio since launch.

Amar Khiroya

Principal

Having previously worked for a top London developer Amar is extremely familiar and knowledgeable in the real estate space, having spent several years learning the many disciplines of real estate development; planning, finance, construction, sales & acquisitions.

As a founding Director of the company, Amar is broadly responsible for formulating the company’s strategic growth plans and to oversee the growth of the Reim loan portfolio.

Outside of the office, Amar is a keen sports enthusiast and enjoys travelling.

Jigar Patel

Senior Underwriter

Over 12 years of experience in real estate lending with a rich background of working with two of the top 5 Banks in the UK, Jigar brings a unique blend of industry expertise and a passion for financial solutions.

As an Underwriter, Jigar is responsible for analysing financial data, mitigating risks with diverse transactions, and liaising with clients and funding lines, while ensuring compliance with lending standards.

Jigar likes following new technologies trends, go for a run, and engage in high-stake sport of tennis in his spare time, weather permitting!

Nathan Lewis

Senior Underwriter

With over eight years of experience in the bridging finance sector, Nathan has a well-rounded background, having worked for both a brokerage and a lender. His diverse experience has equipped him with a comprehensive understanding of the industry, from both sides of the table.
During his tenure at West One, Nathan developed an in-depth knowledge of bridging loan products, market dynamics, and the intricacies of risk assessment, making him a valuable asset to the team.

As a Senior Underwriter, Nathan plays a critical role in assessing and managing complex bridging loan facilities. He meticulously reviews and structures cases, ensuring that they align with the client’s specific needs while strategically minimizing risk exposure.

Outside the office, Nathan is a passionate sports enthusiast. Whether he’s watching or trying his hand at a variety of sports—including football, hockey, and tennis—you’ll likely find him keeping active and engaged.

Naeem Tabassum

Chief Financial Officer

Naeem is a distinguished Chartered Accountant with over 25 years of experience in financial management across multiple industries and sectors. For the past two decades, he has specialised in short-term bridging finance, bringing a wealth of expertise and strategic insight to Reim Capital. As the company’s CFO, he is responsible for the implementation of robust systems and controls that not only drive business growth but also safeguard the interests of investors and stakeholders.

With a proven track record in the short-term bridging finance industry, Naeem has successfully shaped the financial strategies of several leading UK lenders, including Lendinvest, Glenhawk, Pivot, and Black & White Bridging Finance. His leadership has been instrumental in strengthening their financial stability and driving sustainable growth.

Academically, Naeem’s credentials are equally impressive. He holds an MBA and a PhD in Corporate Finance, demonstrating his deep mastery of financial theory and practice. As a Fellow of the prestigious Institute of Chartered Accountants in England and Wales (ICAEW) and the Association of Chartered Certified Accountants (ACCA), he upholds the highest standards of ethics, integrity, and professional excellence.

Beyond his financial acumen, Naeem is deeply passionate about innovative financial technologies. He is committed to leveraging cutting-edge solutions to not only address current market demands but also anticipate future trends—empowering financial institutions to remain agile, efficient, and competitive in an ever-evolving landscape.

Aylin Karimaghaei

Junior Underwriter

Shortly after completing her degree in Finance at The London Institute of Banking & Finance, Aylin joined the bridging industry, where she refined her skills in assessing credit risk. With two years of experience in underwriting, she brings a solid background in bridging, having managed transactions from inception to completion. She is known for building and maintaining strong relationships, working closely with brokers, borrowers, valuers, and solicitors throughout the deal cycle to ensure a smooth and efficient process. Aylin excels in fostering collaboration, streamlining communication, and consistently delivering value at every stage.
Outside of work, she enjoys travelling, with a focus on relaxation and immersing herself in different cultures and environments. She also values spending quality time with family and friends, making the most of moments that allow her to relax and recharge.

Felicia Crigan

Junior Underwriter

With a robust foundation in political economy from King’s College London, Felicia began career in the financial sector as a Second Charge Underwriter at West One Loans. This role honed her analytical skills and deepened her understanding of property finance. Transitioning to REIM Capital, she serve as a Junior Underwriter, contributing to the company's mission to provide swift and flexible bridging finance solutions. In her spare time , Felicia avid art enthusiast and a passionate traveler. Her travels have taken her to various corners of the globe, enriching her perspectives and fueling her appreciation for diverse cultures and artistic expressions. This blend of professional expertise and personal interests allow her to approach challenges with a unique and holistic perspective.

Akshay Patel

Business Development and Head of Marketing

At REIM Capital, I am part of the Business Development team and Head the Marketing side of the business. I focus on expanding the broker network, identifying new lending opportunities, and maintaining strong, collaborative relationships with key stakeholders. I regularly represent the company at industry events, networking functions, and conferences to promote the brand and generate new business. On the marketing side, I oversee brand strategy, events and content creation across digital channels, ensuring campaigns support business goals and enhance our professional image in the lending space.

Anish Khiroya

Property Consultant

Having graduated from the University of Warwick. Anish started his real estate career at one of the UK’s top commercial auction houses’. Anish then went on to work with a boutique London residential developer where he spent 7 years acquiring key skills in real estate planning and development.

Anish will help both with both underwriting and business development teams to ensure smooth delivery of loans.

Away from the office, Anish is a sports enthusiast so will find him either on the golf course or the cricket pitch in the summer months.

Lilyana Farro

Business Development Maanger

Caelan Gokani

Business Development Executive

Fresh from his studies, Caelan holds a BSc in Economics and Politics from Royal Holloway, University of London.

As a Business Development Executive, Caelan is responsible for bringing in new business, building relationships with brokers, and leading up the marketing department.

During his time at university, Caelan was the Curator for the TEDx Royal Holloway society and successfully managed a team of 25 students to host a TEDx event.